What are the advantages and disadvantages of this credit card?
All personal data, the associated bank account and the billing address are given on the magnetic track of every bank or credit card. Authorities such as the employment or tax office can access your data in Germany at any time and track your expenses. In addition, the German public prosecutor’s office may check your data during investigations. This borders on the violation of data protection and its legality is controversial. In addition, one hears more and more of criminal data trading. Criminals collect various data, for example from your credit card, and sell them on.
It is therefore not surprising if people want to keep their anonymity and would prefer an anonymous credit card , on which no data is stored and whose use is anonymous.
But what exactly is an anonymous credit card?
An anonymous credit card is a mostly virtual credit card on a credit basis ( prepaid credit card ), on which no names, addresses, etc. are given. It can only be applied for online and no bank account is required. You will then only receive your card number and can therefore only pay your bills online or by phone and therefore not withdraw cash or shop in shops. No billing addresses are stored and therefore no one, no authorities, can track your purchasing behavior and your sales.
Another example of an anonymous credit card is the mywirecard 2go VISA prepaid credit card , which you can buy at one of the numerous sales outlets (petrol stations, kiosks, etc.) without having to provide any further information. After your first top-up, you can use the mywirecard 2go VISA credit card like a conventional credit card.
However, the anonymous credit card is very controversial with many, as it has often been misused for money laundering. The fact that you did not reveal your identity seems to be unreliable to many people and gives the impression that something should be disguised. This is why the anonymous credit card is often not particularly popular and, moreover, cannot be used in all online shops.
An overview of the advantages of anonymous credit cards:
- Your data will not be disclosed and your shopping behavior cannot be analyzed (data protection)
- without Credit Bureau
- no credit rating required
- no billing addresses
- virtual map, therefore immediately available
- no bank account necessary
- Anonymous purchase of domains possible
- not attachable
- no risk of overindebtedness
Disadvantages of anonymous credit cards:
- Danger due to dubious and unprofessional providers
- mostly only foreign providers
- can only be used on the Internet (virtual credit card)
- often associated with high charging fees
- not usable in all online shops
- often associated with a top-up limit
- high risk of losing our loaded money to our providers
Conclusion: If you want to apply for an anonymous credit card, you should inform yourself beforehand about reputable providers and be aware that anonymity does not only bring advantages.